Financial Institution Numbers for All Canadian Banks (BIN)

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Financial Institution Number

In today’s fast-paced world, managing finances has become more crucial than ever. With the advancement of technology, we have access to a plethora of financial services, ranging from traditional banking to online banking and mobile banking. However, with so many options available, it can be overwhelming to choose the right financial institution for your needs.

One key aspect to consider when selecting a bank is its Bank Institution Number (BIN). A BIN is a unique identifier that is assigned to financial institutions by the Canadian Payments Association. The BIN is used to process various types of electronic financial transactions, including direct deposits, wire transfers, and electronic funds transfers. In Canada, each financial institution has its own unique BIN, and knowing this number can be useful in a variety of situations, such as setting up automatic bill payments or transferring funds to another bank account.

In this article, we will provide you with a comprehensive list of Canadian financial institution numbers, including the BINs for the Big 6 Banks in Canada, which are Bank of Montreal, Bank of Nova Scotia, Canadian Imperial Bank of Commerce, Royal Bank of Canada, TD Bank, and National Bank of Canada. So, let’s dive into the world of BIN numbers and financial institutions in Canada.

Financial Institution Numbers for All Canadian Banks

When it comes to making financial transactions, whether it’s transferring funds or setting up an automatic payment, it’s important to have all the necessary information. One key piece of information you need is the Bank Financial Institution Number, also known as the BIN, Routing Number, or Transit Number.

The BIN is a nine-digit code that identifies a financial institution in Canada. Each financial institution has a unique BIN, which is used to route funds between accounts. This vital piece of information is necessary for every transaction, be it a simple transfer or a more complex payment.

How to Find Your Bank Financial Institution Number?

If you’re not sure what your financial institution’s BIN is, there are several ways to find out. You can check your bank’s website, contact their customer service department, or look at a physical cheque or bank statement. The BIN is typically located at the bottom of the cheque, along with the account number and branch transit number.

It’s essential to ensure you have the correct information before initiating a transaction, as providing incorrect information can lead to delays or even lost funds. Take the time to verify that you have the correct BIN and other relevant information before making a transaction.

Financial Institution Number

Why is the Bank Financial Institution Number Important?

The BIN is essential for domestic transactions within Canada. It helps to ensure that funds are routed to the correct financial institution and the correct account. Without the correct BIN, funds may be delayed, returned to the sender, or even lost.

Furthermore, providing incorrect BIN information can result in fees, which can be costly in the long run. In some cases, financial institutions may charge fees for returned or rejected transactions, which can add up over time.

List of Canadian Financial Institution Numbers

If you are looking for the Bank Financial Institution Number (BIN) for a Canadian financial institution, including your own bank, you are in the right place. Below, you will find a list of bank numbers from various Canadian financial institutions in alphabetical order. To make it easier, I have also separated the Big 6 banks and listed them at the top as they are the most commonly searched.

Here is a list of Canadian Financial Institution Numbers that can be helpful for anyone who needs to locate the bank numbers for financial institutions in Canada. The list is arranged alphabetically for easy access. The banks that are most commonly searched and referred to as the Big 6 Banks are also included at the top of the list.

Big 6 Banks:

  • Bank of Montreal: 001

  • Bank of Nova Scotia: 002

  • Canadian Imperial Bank of Commerce: 010

  • Royal Bank of Canada: 003

  • TD Bank: 004

  • National Bank of Canada: 006

Other Financial Institutions:

  • Alberta Treasury Branches: 219

  • Airline Financial Credit Union Limited: 830

  • All Trans Financial Services Credit Union Limited: 810

  • Alliance des caisses populaires de l’Ontario Limitée: 890

  • Alterna Savings and Credit Union: 842

  • Amex Bank of Canada: 303

  • Arnstein Community Credit Union Limited: 808

  • Atlantic Central: 839

  • B2B Bank (formerly B2B Trust): 618

  • Bank of America National Association: 241

  • Bank of Canada: 177

  • Bank of China (Canada): 308

  • Bank of Tokyo-Mitsubishi UFJ (Canada): 245

  • Bank West: 342

  • Barclay’s Bank PLC Canada Branch: 360

  • BNP Paribas (Canada): 250

  • BofA Canada Bank: 311

  • Bridgewater Bank: 347

  • Canadian Tire Bank: 338

  • Canadian Western Bank: 030

  • Capital One Bank (Canada Branch): 323

  • Central 1 Credit Union British Columbia: 809

  • Central 1 Credit Union Ontario: 828

  • CIBC Trust Corporation: 548

  • Citibank Canada: 260

  • Citibank N.A.: 328

  • Citizens Bank of Canada: 309

  • Comerica Bank: 330

  • Communication Technologies Credit Union Limited: 807

  • Community Trust Company: 507

  • Concentra Financial Services Association: 853

  • Credit Union Central Alberta Limited: 899

  • Credit Union Central of Manitoba Limited: 879

  • Credit Union Central of Saskatchewan: 889

  • CS Alterna Bank: 608

  • CTC Bank (Canada): 315

  • Deutsche Bank AG: 265

  • DirectCash Bank: 352

  • Dundalk District Credit Union Limited: 840

  • Dundee Bank of Canada: 343

  • Effort Trust Company: 532

  • Fifth Third Bank: 345

  • First Commercial Bank: 332

  • First Nations Bank of Canada: 310

  • General Bank of Canada: 344

  • Goderich Community Credit Union: 844

  • Golden Horseshoe Credit Union: 854

  • Habib Canadian Bank: 321

  • HomEquity Bank: 358

  • Household Trust Company: 630

  • HSBC Bank Canada: 016

  • HSBC Bank USA National Association: 333

  • HSBC Mortgage Corporation (Canada): 604

  • ICICI Bank Canada: 340

  • Industrial Alliance Trust Inc.: 625

  • Industrial and Commercial Bank of China (Canada): 307

  • Investors Group Trust Co. Ltd.: 536

  • J.P. Morgan Bank Canada: 314

  • Jameson Bank: 354

  • JPMorgan Chase Bank National Association: 270

  • Korea Exchange Bank of Canada: 275

  • La Caisse Centrale Desjardins Du Québec: 815

  • Latvian Credit Union: 803

  • State Bank of India (Canada): 260

Using the Bank Financial Institution Number in Online Transactions

In the digital age, more and more financial transactions are taking place online. When making online transactions, it’s essential to ensure that you have the correct BIN and other relevant information before initiating a transaction.

When entering your BIN, it’s important to double-check that you’ve entered the correct number. Many online banking systems have built-in safeguards to prevent incorrect BINs from being entered, such as drop-down menus or automatic BIN validation.

Final Words 

The Bank Financial Institution Number (BIN) is a crucial piece of information for financial transactions within Canada. Whether you’re making a simple transfer or setting up an automatic payment, having the correct BIN is essential for a smooth and successful transaction.

Always take the time to verify that you have the correct information before initiating a transaction, as providing incorrect information can lead to delays, fees, and even lost funds. By following these simple guidelines, you can ensure that your financial transactions go smoothly, every time.

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